Rural Lending & Commercial Lending

Tasmanian Perpetual Trustees provides first mortgage finance for your rural lending, commercial lending and business lending purposes. Our experienced staff will tailor a structured lending package to provide you with the funds you require to make a major purchase, improve existing assets, or to expand your business operations.

Our local rural lending and commercial lending managers draw upon years of experience and unrivalled local knowledge and pride themselves on providing the highest quality of personal service.

At Tasmanian Perpetual Trustees we are able to make decisions locally, prepare documents and administer the rural lending and commercial lending locally - features which enable us to have a pragmatic and flexible approach to both rural lending and commercial lending.

With Tasmanian Perpetual Trustees you can take advantage of a number of flexible options so that your commercial or rural loan best suits your needs.

You have the choice of:

  • Interest only or capital repayment first mortgage loans
  • Repayment options that suit your business cash flow
  • Fixed, Variable or a combination of interest rates
  • Redraw facilities

You will also benefit from:

  • Local decision making and administration
  • Competitive commercial and rural loan interest rates and fees structure
  • Dealing directly with our rural lending and commercial lending managers
  • Personal service that you can trust

Lending Guidelines

Residential and Commercial Properties.

You can borrow up to 75% of the security valuation of the property. All commercial loans and rural loans are subject to our usual lending conditions and criteria.

Rural Properties

Depending on the nature of the operation and its location, you can borrow up to 65% of the security valuation of the property. All rural loans are subject to our usual lending conditions and criteria.

For more information about Tasmanian Perpetual Trustees rural lending and commercial lending, please contact our professional and local team.


Tasmanian Perpetual Trustees Limited ABN 97 009 475 629 AFSL/Australian Credit Licence Number 234630 is a wholly owned subsidiary of MyState Limited ABN 26 133 623 962. Please note this information does not take into account personal objectives, financial situation and needs. Tasmanian Perpetual Trustees Limited recommends that you read the relevant Product Disclosure Documentation or other disclosure documents and you consider seeking independent professional advice before making any decision or otherwise acting upon information contained or referred to on this website. The product’s PDS is available free of charge at any Tasmanian Perpetual Trustees branch.